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Oh no! I stopped working toward my goals

We’ve all been there. At some point, each of us has had the best of intentions but, for one reason or another, we’ve come to a grinding halt. Let’s explore why this might be, and what we can do about it. After all, if your goal really is important to you then it’s...

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Decision Time!

Decision Time! I have no doubt that ALL of us in Australia have found ourselves reflecting a little more deeply this Christmas and New Year than we may have in previous ‘festive’ periods. The devastating fires still burning across our country have affected us all in...

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Time for a budget check up – Rule 50/20/30

How is your budget working for you? Great? Not bad? Not sure? It’s always good to find new ways to improve your budget. One simple, useful tool I’ve discovered is Rule 50/20/30. Developed by Harvard bankruptcy expert Elizabeth Warren and her daughter,...

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The power of transformative habits

We all know that forming new habits is a crucial part of making any positive change. Developing powerful new habits can have a transformative effect on your finances, your peace of mind and your enjoyment of life, to your financial wellbeing. But when we’re...

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Increasing Financial Happiness

We are all striving to increase our financial happiness because in turn this increases our life happiness. You can instantly start increasing your financial and life happiness! We all can! Imagine that! And you can do it without it costing a cent! Taking a leaf or two...